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90% Silver US Coins
90% US silver coins, often called "junk silver" or "constitutional silver" by collectors and investors, represent a significant category of precious metal currency minted by the United States before 1965. These coins contain 90% silver and 10% copper, creating a durable alloy that withstood circulation while maintaining substantial intrinsic metal value.
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The most common examples include:
- Silver dimes (Mercury and Roosevelt)
- Silver quarters (Washington)
- Silver half dollars (Walking Liberty, Franklin, and early Kennedy)
- Silver dollars (Morgan and Peace)
Prior to 1965, these denominations were struck with this 90% silver composition as standard U.S. coinage. However, rising silver prices prompted the Coinage Act of 1965, which eliminated silver from dimes and quarters and reduced it to 40% in half dollars (and later removed it entirely).
These coins are typically sold by face value, with $1.00 face value containing approximately 0.715 troy ounces of pure silver. They appeal to investors because they're easily recognizable, government-minted, highly liquid, and divisible into small units for potential barter scenarios. Despite wear from circulation affecting their numismatic value, their silver content remains intact, making them a popular way to acquire precious metals without the higher premiums associated with modern bullion products.
Due to their historical significance, guaranteed silver content, and relatively low premiums over spot price, these coins continue to be favored by both beginning and experienced precious metals investors seeking tangible assets with inherent value beyond government fiat currency.
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